Loan Rates

Loan Rates

Rates effective as of January 14th, 2021

Please call the credit union for more details on rates

Personal Loan

AmountAPR*Number of Signatures
$10,000As low as 5.25%1
$20,000As low as 5.25%2
*APR - Annual Percentage Rate

Education Loan

AmountNumber of SignaturesAPR
$10,00014.25%
$20,00024.25%
*APR - Annual Percentage Rate

Share Secured

DescriptionAPR*
90% OF ACCOUNT BALANCE2.75%
*APR - Annual Percentage Rate

Vehicle Loans

 Looking to refinance existing loan you have with another financial institution? Choose Norfolk Community FCU!

Auto Loans

ConditionMaximum AmountAPR*TERM
NEW$65,000As low as 2.74%Up to 72 months
USED$50,000As low as 2.74%
*APR - Annual Percentage Rate

Recreational Vehicles/Motorsports Loans

ConditionTermAmountAPR*
NEWUp to 84 months80% of purchase priceAs low as 7.25%
USEDUp to 84 months80% of book valueAs low as 7.25%
*APR - Annual Percentage Rate

Home Equity Loan

Fixed Rate

Max TermMin AmountMax Amount**APR*
10 Years$8,000$50,0004.00%
*APR - Annual Percentage Rate
**Amounts higher than $50,000 require Board approval.

HELOC

Variable Rate

Prime Rate
3.25% APR*
*APR - Annual Percentage Rate
Call the credit union for additional information

Real Estate Loans