Loan Rates

Loan Rates

Rates effective as of November 4th, 2022

Please call the credit union for more details on rates

Personal Loan

AmountAPR*Number of Signatures
$10,000As low as 6.50%1
$20,000As low as 6.50%2
*APR - Annual Percentage Rate

Education Loan

AmountNumber of SignaturesAPR
$10,00015.50%
$20,00025.50%
*APR - Annual Percentage Rate

Share Secured

DescriptionAPR*
90% OF ACCOUNT BALANCE2.75%
*APR - Annual Percentage Rate

Vehicle Loans

 Looking to refinance existing loan you have with another financial institution? Choose Norfolk Community FCU!

Auto Loans

ConditionMaximum AmountAPR*TERM
NEW$65,000As low as 3.99%Up to 72 months
USED$50,000As low as 3.99%
*APR - Annual Percentage Rate

Recreational Vehicles/Motorsports Loans

ConditionTermAmountAPR*
NEWUp to 84 months80% of purchase priceAs low as 7.25%
USEDUp to 84 months80% of book valueAs low as 7.25%
*APR - Annual Percentage Rate

Home Equity Loan

Fixed Rate

Max TermAPR*
10 Years5.00%
**Loan amount over $75K needs Board approval for fixed and variable rate
*APR - Annual Percentage Rate
Call the credit union for additional information

HELOC

Variable Rate

Prime Rate**
7.00% APR*
**Loan amount over $75K needing Board approval
*APR - Annual Percentage Rate
Call the credit union for additional information

Real Estate Loans