Share Draft/Checking

We offer a simple and easy to understand Share Draft (Checking) account to our members. Deposits can be made through payroll deduction, direct deposit and electronic funds transfer, with overdraft protection available (on approval).

  • No monthly fee (with Direct Deposit) or minimum balance of $500.00
  • Free for ages 14-24 and over 62
  • Unlimited check writing ability
  • Debit Card/MasterCard
  • Overdraft Protection options available

Need to order new checks?

Members can order new checks online through our provider:

ATM/Debit MasterCard

Replace your checks with the convenience of plastic that withdraws directly from your checking account. Use at any location that displays a MasterCard logo for point-of-sale purchases, or at any ATM that displays the MasterCard logo.

CO-OP ATM Network

Norfolk Community FCU is now on the CO-OP ATM Network! Membership with NCFCU now gives you access to nearly 30,000 surcharge-free ATMs nationwide, over 9,000 of which are deposit-taking.

With CO-OP ATMs, NCFCU members are able to:
– Check balances
– Withdraw cash
– Transfer funds

Text to Locate Co-Op ATMs & Shared Branches (message and data rates may apply)

You can now locate surcharge-free ATMs or Shared Branch locations within the CO-OP Network on-the-go by simply sending a text message via cell phone! Here’s how:

Step 1: Text your ZIP code to 91989*.

Step 2: Receive 2 locations within that ZIP code.

Step 3: If you reply “More”, you will receive 2 more locations within that ZIP code.

* 91989 is to be used in place of a phone number as the destination for a text message.

Manage Debit Cards

Manage Credit Cards