SHARES SECURED

90% OF ACCOUNT BALANCE

2.75% *APR

MASTERCARD CREDIT CARD

$5,000 MAXIMUM

11.90% *APR

REAL ESTATE LOANS

please click to view all rates

PERSONAL LOAN

$5000- 1 signature, $10000 2 signatures

as low as 5.25% *APR

HOME EQUITY LOANS

Maximum term 10 years Appraisal Fee $200.00 Attorney Fee $ 75.00

   Recording Fee $ 180.50 $50000 Maximum $8000 Minimum

5.50% *APR

EDUCATION LOAN

$5000- 1 signature, $10000 2 signatures

as low as 4.25% *APR

HELOC

Prime Rate (which is currently as low as 3.25%)

   Call Credit Union for additional information

3.25% *APR

NEW CARS LOANS

Max $50,000

36 months As low as
48 months As low as
60 months As low as
72 months As low as

(over $25,000.00)

as low as 2.74% *APR

as low as 2.74% *APR

as low as 2.74% *APR

as low as 3.74% *APR

USED CARS LOANS

Max $50,000

80% Financing of NADA book value all used vehicles.

as low as 3.74% *APR

RECREATIONAL VEHICLE LOANS

New up to 84 months 80% of purchase price
Used up to 84 months 80% of book value

as low as 7.25% *APR

TERMS SHARE RATES (CDs)

6 months rate

12 months rate

24 months rate

0.40% **APY

0.60% **APY

0.80% **APY

REGULAR SHARES

.20% with .20% **APY

 *APR - Annual Percentage Rate
**APY - Annual Percentage Yield

IMPORTANT: PENALTY FOR EARLY WITHDRAWALS

6 months - 2 months dividend
12 months - 3 months dividend
24 months - 6 months dividend

MINIMUM BALANCE IS $2,500.00
DIVIDEND IS PAID AT MATURITY FOR 6 AND 12 MONTHS
DIVIDEND IS PAID AT ANNIVERSARY AND THEN AT MATURITY FOR 24 MONTHS
DIVIDENDS ARE PAID INTO SHARES OR CHECKING