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New or Used Value
Experian Credit Check
TransUnion
Credit Check
Equifax Credit Check
New Bank Fees Push More Americans to Credit
Unions
They are too many
visible as well as "hidden" fees we face
everyday with big banks. Melrose FCU charges no
fees for checking accounts and conducts its
operations in the most transparent manner. If
you have kept you checking account elsewhere
because of perceived convenience, THINK AGAIN!
www.annualcreditreport.com
This central site
allows you to request a free credit file
disclosure, commonly called a credit report,
once every 12 months from each of the nationwide
consumer credit reporting companies: Equifax,
Experian and TransUnion. We recommend that you
request a report at four-month intervals rather
than requesting all three at once. This enables
you to track your report several times
throughout the year.
www.debitsavvy.org
This interactive
site lets you explore all the facets of debit
card use.
www.federalreserve.gov/creditreports/
This site,
maintained by the Federal Reserve Board,
provides answers to some of the most common, and
most important, questions about credit.
www.ftc.gov
The Federal Trade
Commission is the nation's consumer protection
agency. The FTC's Bureau of Consumer Protection
works For The Consumer to prevent fraud,
deception, and unfair business practices in the
marketplace.
www.mycreditunion.gov
A one-stop toolbox
of educational information and personal finance
tips designed to help you make smart financial
decisions and better choices for your money.
www.ncua.gov/NCUAsafe.aspx
How can you be sure
all of your money is NCUA-safe? Use the
e-calculator on this site. It only takes a few
minutes to enter your information, find out if
you are currently 100% protected, and if not,
what to do.
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