As another year draws to a close, we want to take this opportunity to thank you for your patronage, and send you our best wishes for a joyous season and a happy new year!


This past year at the Norfolk Community Federal Credit Union, it has been our privilege to serve you. We hope that as a member of the NCFCU, you have also enjoyed the privileges of membership.

We recognize that you have worked hard this past year for your money. And we want to make it work hard for you. Since credit union profits are returned to members through new and improved services, dividends paid on savings, and reduced loan interest, you can be sure you’re getting exclusive benefits throughout the year. We continue to add to the benefits and privileges of membership as we strive to achieve the highest level of member satisfaction. Our strong focus on member relations isn’t just a by-product of our success; it’s the source.


The holidays should be a time for family, friends and goodwill. We understand your concerns during these challenging economic times. Avoid allowing financial worries to take away the true excitement of the holidays as shopping, travel, and bills take their toll. Let us help you enjoy the true magic of the season without the added financial stress. Now, more than ever, enjoying the pleasures of family and friends is very important.

Remember the Norfolk Community Federal Credit Union is here to help you during the season and throughout the coming year with the following benefits:

Holiday Loans: Up to $2,000 for 12 months @ 11.50%
    Approximately $177/Monthly Payment $44/Weekly Payment
Christmas Club accounts; $25.00 a week adds up to $1300.00 for
    Christmas 2009!
Fixed rate Home Equity loans
Financial Counseling

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*APY Annual Percentage Yield